The 90-Day Roadmap: What Happens After You Engage InfiniCap System™

Why We Designed a 90-Day Process

Capital architecture implementation is not a product transaction. It is a multi-phase professional engagement that involves financial analysis, corporate structuring, insurance underwriting, and system integration — all coordinated across the client's existing professional team of accountants, lawyers, and advisors. The 90-day timeline is not arbitrary. It reflects the minimum duration required to do this work correctly.

The 90-day structure also serves an important psychological purpose. It provides the client with a clear, phased process — eliminating the anxiety of ambiguity — while creating structured milestones that prevent the engagement from drifting into indefinite delay. Each meeting has a defined objective and a set of required outcomes. Progress is visible and measurable.

The 90-day implementation is designed to require the minimum viable amount of the client's time — typically three to four structured meetings — while the Canadian Finance Academy team manages all execution in between.

Meeting #1: Onboarding (Weeks 1–2)

The first meeting establishes the foundation of the engagement. We review the client's corporate structure, financial profile, and stated objectives across three time horizons: short-term (0 to 3 years), medium-term (3 to 10 years), and long-term (10+ years, including succession and estate). We introduce the InfiniCap System™ architecture in the specific context of the client's situation — not as a generic presentation, but as a structural analysis of their current position and the improvement the architecture will produce.

During or immediately following this meeting, the client submits two years of corporate financial statements and two years of personal tax returns. These documents are the raw material from which the custom architecture is designed. Without them, the analysis cannot be performed accurately.

Meeting #2: Strategic Consultation (Weeks 3–5)

The Strategic Consultation is the intellectual core of the engagement. By this point, the Canadian Finance Academy team has analyzed the client's financial data, modeled multiple architecture scenarios, and selected the optimal configuration based on the client's objectives and risk profile. The meeting presents this custom analysis: the policy structure, premium sizing, projected cash value growth, expected tax optimization, and the multi-decade capital trajectory under the proposed architecture.

The client reviews and approves the design before any policy application is initiated. This is a client-driven process — not a top-down imposition of a generic template. If adjustments are needed based on the client's feedback, they are incorporated before the next phase begins.

Meetings #3 and #4: Acquisition and Deployment (Weeks 5–12)

Meeting #3 covers the Policy Acquisition phase: completing the insurance application, navigating any required medical underwriting, executing the corporate authorization documentation, and confirming the carrier selection. The underwriting period varies based on the insured's age and health profile — typically two to four weeks for standard cases.

Meeting #4, the Integration and Deployment meeting, occurs once the policy has been issued. We walk through the policy illustration in full, explain the access mechanics (how and when to initiate a policy loan), integrate the policy into the corporate balance sheet, and establish the annual review schedule. By the close of this meeting, the client understands exactly how the system operates, how to use it, and who to contact for any future need. The architecture is live. The compounding begins.