No. We work in conjunction with your existing team advisors. Our role is to educate you, design a comprehensive strategy, and coordinate the big picture. Your accountant and other advisors continue to play a key role in filing, implementing, and maintaining your new systems.

Yes. Every recommendation is designed within the framework of Canadian tax law and current CRA guidance. We focus on well-established, defensible planning—such as optimizing your corporation structure, using holding companies appropriately, structuring compensation, integrating insurance, and investments in a tax-efficient way.

No. While certain financial instruments — including participating whole life insurance — may be part of your restructured architecture, we don't earn commissions from product sales. We're paid for the design and implementation of your capital system. That's what keeps our recommendations structurally aligned with your interests, not a carrier's.