Canadian Finance Academy
Tax optimization, reinvented

Less to the CRA.More to you.

We help incorporated Canadian business owners legally keep $20,000–$60,000 more every year. No jargon, no loopholes — just strategy that works.

Free 30-min call · No commitment

Partnering with every leading financial institution in Canada

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$434M+
Wealth managed
$84M+
Taxes saved
98%
Client retention
10+
Years of experience
How we can help you

We design a complete, personalized tax strategy for incorporated Canadian business owners, so you pay less to the CRA and keep more of what you earn, year after year.

They share their experience

What our clients say about us

  • I had a lot of trouble finding someone to advise me, because in the past I always felt like they just wanted to sell me anything. This was completely different. The team went the extra mile to find the right solution for my specific situation and took the time to explain everything thoroughly. Thank you! I highly recommend them.
    Laurent
    Google review · 2 weeks ago
  • We received impeccable service from start to finish. Samuel and Moh took the time to explain each step clearly and patiently. We truly felt supported, listened to, and understood. The entire team is professional, organized, and transparent. It's clear they are experts in their field and genuinely want to help their clients make the best decisions. I am very grateful for the quality of their support and highly recommend their services.
    Doris Côté
    Google review · 2 months ago
  • Thank you both so much, Samuel and Moh, for your humanity, your advice and your professionalism!
    Sylvie Pineault
    Google review · 2 months ago
  • Great experience! Mohamed made finances easy to understand and helped me plan for my business with confidence.
    Fatin Abdulla
    Fatin Abdulla
    Google review · 8 months ago
  • Great service! Very professional and, above all, very human. They really listen to your needs! I highly recommend them. Thank you.
    Megane Desjardins
    Megane Desjardins
    Google review · 8 months ago
  • Excellent service, Mohamed explains everything from the get go and his team keeps you informed all along the way of getting everything setup and in place for your business.
    Franck-Maleek Djamat-Dubois
    Franck-Maleek Djamat-Dubois
    Google review · 7 months ago
  • Absolutely outstanding service! From start to finish, the experience was smooth, professional, and truly exceeded my expectations. The team is knowledgeable, attentive, and genuinely cares about delivering the best results. I'm extremely satisfied and would highly recommend them to anyone looking for quality and reliability. Thank you for the exceptional work!
    Anthony
    Google review · 7 months ago
  • I have nothing to say other than wow! The experience and the support are #1.
    Achraf Abdellatif
    Google review · 7 months ago
  • Impeccable service. Very professional, human and truly attentive to our needs. I highly recommend them. Thank you so much for everything!
    Sylvain Forget
    Sylvain Forget
    Google review · 7 months ago
  • They completely revolutionized my retirement plan and changed the way I structured my finances for the better — I feel like I'm better set up for my future and hopefully my kids' futures as well!
    Sara Jaramillo
    Sara Jaramillo
    Google review · 7 months ago
  • Great advice and an approach tailored specifically to my own success! Thank you to the whole Canadian Finance Academy team!
    Paul Bourassa
    Paul Bourassa
    Google review · 7 months ago
  • Mohamed and Sam were very helpful in my financial restructuring. Recommend to anyone with a business who's tired of paying more than their fair share in taxes.
    Abdellah Ait Ouaziz
    Google review · 7 months ago
  • Awesome planning. Saved tens of thousands. Definitely recommend.
    Charles Hackman
    Google review · 7 months ago
  • Very satisfied with the help from Mohamed and the CFA team!
    Julien Sabourin
    Google review · 6 weeks ago

Québec Demolition Business Owner Saves $64,000 in Taxes

Consulting Business Owner Saves $49,000 in Taxes

Québec Electrician Saves $21,000 in Taxes

Landscaping Business Owner Saves $37,000 in Taxes

Retail Business Owner Saves $37,000 in Taxes

How it works

An integrated plan, built
around your business

We go beyond basic planning to coordinate your corporation, compensation, investments and retirement, all within Canadian tax law.

Business Structuring

Business Structuring

Optimal legal and financial structures — including holding companies and cross-border setups — to protect your assets and reduce taxes.

Corporate Tax & Treasury

Corporate Tax & Treasury

Proactive corporate tax planning, treasury and cash-flow optimization to retain more earnings and fund growth.

Compensation Strategy

Compensation Strategy

Optimizing salary, dividends, stock options and retirement plans for owners and key executives.

Personal Tax & Wealth

Personal Tax & Wealth

Personal tax planning, retirement strategy, asset protection and estate planning to grow and pass on your wealth.

Real Estate & Education

Real Estate & Education

Property and mortgage optimization plus tax-advantaged education funding for your family.

Meet the team

Experts dedicated to your financial freedom

An in-house team that designs, coordinates and executes your strategy end to end.

Our process

How the CFA Engine works

A structured yet flexible process designed to keep more money in your pocket — from first call to ongoing support.

Consultation

01

We review your corporate structure, income, compensation and investments to pinpoint where you're likely overpaying the CRA.

Optimization

02

You receive a clear, written strategy coordinating your corporation, holdcos, family income splitting, investments and retirement.

Implementation

03

We coordinate with your accountant, lawyer and advisors — or connect you with vetted pros — to execute it correctly.

Ongoing support

04

We review and adjust your plan as your business grows and the tax rules change.